How Can Pet Insurance Help Keep Your Dog or Cat Healthy?


Pet owners want what is best for their dogs and cats but you cannot predict when health issues may arise. Luckily, there are several ways to help keep your pet healthy, including purchasing insurance for your dog or cat.

Receive Cover for Routine Medical Care

It is easy to overlook the importance of routine care for your pets. The average Australian visits his or her general practitioner four times per year but many pet owners skip the annual checkup for their dogs and cats.

Most vets agree that pets should receive a general exam at least once per year. These checkups verify that your dog or cat is in good shape and help detect diseases and life-threatening issues early on.

Early detection of diseases often increases the chance of successful treatment. It may even help reduce the severity of the treatment, resulting in lower costs to make your pet better.

Annual pet checkups include a detailed look at your pet’s health. The vet completes a full medical evaluation and teeth cleaning.

Your vet can also address any issues that you have recently detected, such as the following issues:

  • Digestive problems
  • Coughing or wheezing
  • Hair loss
  • Lumps
  • Rashes
  • Behavioural issues
  • Fleas, ticks, and worms

Some issues may simply require a change to your pet’s diet. However, treatments for some conditions can quickly become costly.

Pet insurance helps to reduce the costs, covering a portion of the vet fees. With the right type of cover, you can enjoy lower vet bills while ensuring that your dog or cat receives optimal care.

Keep Your Pet Vaccinated to Prevent Disease

Veterinarians commonly give dogs and cats vaccinations at various stages of life. During the first year, puppies and kittens get several shots to reduce the risk of various potentially dangerous diseases.

The most common vaccinations offer protection against the following diseases and conditions:

  • Bordetella bronchiseptica
  • Canine distemper
  • Canine parainfluenza
  • Heartworms
  • Coronavirus
  • Parvovirus
  • Kennel cough
  • Lyme disease
  • Leptospirosis
  • Rabies

Keeping up with these shots is challenging when you are worried about the costs. Routine care cover offers partial assistance towards these vaccinations.

Give Your Pet the Best Care for Injuries

Routine care helps keep your pet in top health. However, accidents and injuries are unpredictable.

Dealing with an injury may cost thousands of dollars and veterinarians often provide owners with several potential routes of treatment. The cost to fully treat the injuries may exceed your current funds, forcing you to decide on the level of care that your dog or cat receives.

As with a human hospital bill, vet bills quickly add up. Treating an injury or accident may involve the use of diagnostic imaging equipment, lab work, anaesthesia, and surgery. Overnight stays, monitoring, and other hospitalisation services increase the total bill.

With accident and illness cover for your pet, insurance may cover up to 80% of your vet bill.

In the end, insurance for pets provides the same advantages that you get with human insurance. You get peace of mind knowing that the best care is available without worrying about the impact on your bank account.

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